An Introduction to Axis Bank Personal Loan Call Center
Greetings to all the readers who are searching for information regarding Axis Bank Personal Loan Call Center. If you’re looking for a personal loan from Axis Bank but have questions, you’re in the right place. In this article, we will discuss everything you need to know about Axis Bank Personal Loan Call Center, including how to contact them, the loan application process, eligibility requirements, and more.
What is Axis Bank Personal Loan Call Center?
Axis Bank Personal Loan Call Center is a dedicated team of customer service representatives who are available to help potential customers with their personal loan inquiries. They provide information and guidance on personal loans offered by Axis Bank, as well as the application process, eligibility requirements, and other related matters.
How to Contact Axis Bank Personal Loan Call Center?
There are several ways to get in touch with Axis Bank Personal Loan Call Center:
| Contact Method | Contact Details |
|---|---|
| Phone | Call 1860-419-5555 or 1860-500-5555 |
| Write to loans@axisbank.com | |
| Branch Visit | Visit your nearest Axis Bank branch |
Axis Bank Personal Loan Call Center Hours
The Axis Bank Personal Loan Call Center is open from Monday to Saturday, from 9:00 am to 9:00 pm.
Axis Bank Personal Loan Application Process
The Axis Bank Personal Loan application process is simple and straightforward. Here are the steps you need to follow:
Step 1: Check Your Eligibility
Before applying for a personal loan with Axis Bank, you need to check if you meet the eligibility requirements. Some of the eligibility criteria include:
- Age between 21 to 60 years
- Minimum net monthly income of Rs. 15,000
- Employment stability of at least 12 months
- Good credit history
Step 2: Calculate Your Loan EMI
Use the Axis Bank Personal Loan EMI Calculator to determine your monthly installment payments. This will help you plan your finances better and choose a loan amount and tenure that works for you.
Step 3: Gather Required Documents
Axis Bank requires certain documents to process your personal loan application. These include:
- Proof of identity (Aadhaar card, passport, driver’s license, etc.)
- Proof of address (Aadhaar card, utility bill, rental agreement, etc.)
- Proof of income (salary slips, bank statements, Form 16, etc.)
Step 4: Submit Your Application
You can submit your Axis Bank Personal Loan application online or at your nearest branch. Make sure you have all the required documents and information with you when you apply.
Axis Bank Personal Loan Interest Rates and Charges
Axis Bank offers competitive interest rates on personal loans, which vary based on a variety of factors. Here are some of the key rates and charges to keep in mind:
- Interest rate: 10.49% to 24%
- Processing fee: Up to 2.00% of loan amount (minimum Rs. 3,500)
- Prepayment charges: Nil for floating rate loans, 2% to 5% of outstanding principal for fixed rate loans
- Late payment charges: 24% per annum
Frequently Asked Questions (FAQs)
Q1: What is the maximum loan amount offered by Axis Bank Personal Loan?
The maximum loan amount offered by Axis Bank Personal Loan is Rs. 15 lakhs.
Q2: What is the repayment tenure for Axis Bank Personal Loan?
The repayment tenure for Axis Bank Personal Loan is up to 60 months.
Q3: What is the minimum net monthly income required to be eligible for Axis Bank Personal Loan?
The minimum net monthly income required to be eligible for Axis Bank Personal Loan is Rs. 15,000.
Q4: How long does it take for Axis Bank to process my personal loan application?
Axis Bank typically processes personal loan applications within 3 to 5 business days.
Q5: What is the maximum age limit for Axis Bank Personal Loan?
The maximum age limit for Axis Bank Personal Loan is 60 years.
Q6: Can I foreclose my Axis Bank Personal Loan?
Yes, you can foreclose your Axis Bank Personal Loan at any time. However, foreclosure charges may apply.
Q7: What is the processing fee for Axis Bank Personal Loan?
The processing fee for Axis Bank Personal Loan is up to 2.00% of the loan amount (minimum Rs. 3,500).
Q8: Is it possible to apply for an Axis Bank Personal Loan online?
Yes, you can apply for an Axis Bank Personal Loan online through the bank’s website or mobile app.
Q9: What is the interest rate for an Axis Bank Personal Loan?
The interest rate for an Axis Bank Personal Loan ranges from 10.49% to 24%.
Q10: What is the minimum loan amount offered by Axis Bank Personal Loan?
The minimum loan amount offered by Axis Bank Personal Loan is Rs. 50,000.
Q11: What are the prepayment charges for an Axis Bank Personal Loan?
Prepayment charges are nil for floating rate loans, and 2% to 5% of outstanding principal for fixed rate loans.
Q12: Can I apply for an Axis Bank Personal Loan if I’m self-employed?
Yes, self-employed individuals can apply for an Axis Bank Personal Loan if they meet the eligibility requirements.
Q13: What is the late payment charge for an Axis Bank Personal Loan?
The late payment charge for an Axis Bank Personal Loan is 24% per annum.
Conclusion
Now that you have all the information about Axis Bank Personal Loan Call Center and the personal loan application process, it’s time to take action. If you have any questions, don’t hesitate to get in touch with Axis Bank Personal Loan Call Center. They will be happy to assist you with your personal loan requirements.
Apply for an Axis Bank Personal Loan today and get one step closer to achieving your dreams and financial goals!
Closing Statement with Disclaimer
This article is intended for informational purposes only and should not be construed as legal or financial advice. Readers are advised to seek professional advice before applying for any personal loan or financial product. The information provided in this article is accurate at the time of publication, but Axis Bank reserves the right to change its policies and procedures without notice.